CADi · Onboarding
Identity-decision evidence for onboarding - accept, reject or escalate - load-bearing on fair treatment.
Why the door opened, or didn't - on the record, and never a way to reject more people.
Seeking build partnersCADi KYC is an open invitation: we are looking for partners to build it with us. If you onboard at scale and want the identity decision evidenced fairly, we would like to hear from you.
Get in touchOnboarding decisions reject real people. An accept, reject or escalate call at the door carries a fair-treatment and non-discrimination weight that a pass/fail from a KYC stack does not capture or defend.
When a rejection is challenged - as unfair, as discriminatory - the firm needs to show why the door did not open, under what policy, on what basis. That reasoning is rarely recorded in a form that answers the challenge without a manual reconstruction.
CADi KYC evidences how an onboarding decision was made - accept, reject or escalate - running alongside the firm's own KYC stack. It governs the how; it does not make the call or replace that stack.
It produces an identity-decision record with the policy, the rationale and the trace, load-bearing on fair treatment and non-discrimination - never a way to reject more applicants or tighten the gate silently. It enters as evidence and is designed to graduate toward governing the onboarding decision.
An identity-decision record - accept, reject or escalate - with the policy and the rationale, not a bare pass/fail.
Built around non-discrimination and fair treatment, so a rejection can be defended as warranted rather than reconstructed after a challenge.
Explicitly not a way to reject more applicants or narrow the gate quietly - the evidence cuts against silent, undocumented drift.
Runs alongside the firm's KYC stack first, attesting how the call was governed; graduates toward governing the onboarding decision as trust builds.
Banks, fintechs and regulated firms onboarding at scale, who reject real people and must defend how those calls were made.
The teams accountable for non-discrimination and fair customer treatment at onboarding, who need the reasoning on the record.
CADi KYC is one product in the CADi range: the same deterministic causal engine - nine layers, a do-calculus core and a hash-chained audit trail - pointed at the onboarding decision.
It belongs to the reporting layer: it runs alongside the firm's own KYC stack, evidencing how a decision was governed rather than making it, and is built to graduate into the decision itself once the evidence loop is trusted - enter on evidence, earn the decision.
CADi is at v0.9 - built and running end-to-end - on nine pending UK patents. CADi KYC evidences how an onboarding decision was governed; it does not make the accept/reject call, replace the firm's KYC stack, or guarantee a regulatory outcome.
The causal mathematics is rigorous and correctly implemented. Today it runs on an assumed causal graph with heuristic inputs; it is analytical approximation on assumed inputs, not yet statistically validated against live outcomes. We lead with the rigour, and we name the caveat.