Question 1

What is CADi?

Accepted Answer

CADi is governed decision intelligence: a control layer that sits between a model's recommendation and the system's action and decides, per case, whether the machine acts alone, acts with a human, or hands the decision to a person. It records the reason, the evidence, the policy and a replayable audit trail for every decision.

Question 2

Is CADi a finished product?

Accepted Answer

No. CADi is a working prototype with its production architecture standing up, with nine UK patent applications pending. It participates in the FCA fintech sandbox cohort; sandbox participation is a regulated test environment, not regulatory approval or endorsement.

Question 3

Does CADi replace human accountability?

Accepted Answer

No. CADi supports, evidences and governs decisions; it does not replace the accountable human. It decides who decides, and vulnerable customers always reach a human.